For EU citizens:
In accordance with EU agreements, health insurance from your home country is also recognised in Germany. However, you must have the blue EHIC card issued by your health insurance provider before you leave. This must be valid at least until the end of your studies here in Germany!
EHIC = European Health Insurance Card
In cases of acute problems, illnesses or pain, you can then use the EHIC card to go to any dentist, doctor or hospital for treatment. The examination is free of charge.
Since the EHIC is only valid for acute illnesses, we recommend that EU students with chronic ailments take out additional health insurance with a German insurance company.
This system also applies to Turkish and Serbian citizens; however, instead of an EHIC your Turkish or Serbian insurance provider will issue:
- Form A/T 11 Türkiye-Alman Sosyal Güvenlik Sözlesmeşi for Turkish citizens. This is a bilingual form prepared by the two countries. It is issued by SSI branches in Turkey and insurance providers in Germany.
- Form 111 SRB for Serbian citizens. If you do not have this document when you arrive, you will need to take out a regular German health insurance policy.
For non-EU citizens:
First of all, you will need travel health insurance for your arrival and the first few days of your stay in Ludwigsburg.
After that, like German students, you must take out insurance with a German health insurance provider based in Germany (not a purely online insurance!). This costs approx. 690 EUR per semester / 6 months and is fully inclusive (also e.g. prevention, dentures for damaged teeth, hospital stays, operations, free choice of doctor etc.). The contract is always concluded for 6 months. If you leave earlier, you will be reimbursed for the remaining months/weeks.
During the orientation days, we will help you to find a German health insurance provider. Of course, you are completely free to select a health insurance provider of your choice, but from experience we recommend one of the large, semi-governmental ones, as private providers often do not have sufficient insurance coverage and are therefore not accepted for admission.